What To Ask Before Buying A Policy
June 24, 2008

Insurance is a question of payments. But how often they give the impression from this group, which is perhaps the most important, that freedom of expression, while the purchase. Traditionally, India, the people do not buy insurance, because they are necessary, but since goaded for the purchase of a policy aimed at calming a neighbor, a family member or friend, the representative of the insurance.

Economic experts say that the conditions are the specific needs of each person on the basis of their economic objectives. The products that you buy, depending on their needs. Here are the main questions you should ask your insurance agent sells insurance. As the first step, what you need, Oman Police, by providing recommendations on the serial number and details of a representative and the rest, "said Rajender South and director of the parent company is the distribution of Max New York Life Insurance .

"That means that you, how many years of occupation. Moreover, it is not, or full-time or part-time actor, "he adds. It is important for the storage of information, please contact the administrator and the reports of the industry, which can be very useful if you want more information to to know in politics, E, to your questions. What I have a savings plan and to understand my goals? Financial planner, you must make sure that agent is a fix -- that the person does not understand and their families and economic security for the long-term growth of wealth. If a representative does not ask questions, and the development of the programme to finance The time is ripe for another representative.

Gavin Tully, Vice President, Services, North, Tata-AIG Life Insurance is planning to these questions will help you understand why buy and to reduce costs, lower taxes, diet or long-term growth and prosperity. " It was established to research and aim is that the two parties. The representative of the broad range of available data - the traditional concept of the plans for the market for health insurance and the planning and retirement, "he said.

What is a product that for me, and what are the best Properties? After Vishal Gupta, Senior Vice President, Marketing, Aviva India, it is recommended that you know that the characteristics of the proposed plan and the way the individual needs. "The path of its obligations - the size of gross premiums in the future of the frequency of insurance premiums (once per month, half - per year, per year), and the policy is the word. In addition, a non-profit organization status, an example, especially in the cases, the ULIP. Here is the return of 6% and 10% of the value, timing and the return at maturity and once again all the points, "he said.

What separated from the product? Analysts say that you have to offer with representatives of other products. It is therefore possible for the information and products, industry awareness. "Insurers are known for different products. Consultants, are the products of competitors access to a fair trial and useful recommendations, regardless of the amount of the claim, the officials of the agency, said the south.

it is necessary to ensure that the flexibility of the product, because the interim results have been relatively low cost, while improving coverage of the market for insurance. How and where can complain? All businesses of life insurance in the 15 days, when considering this policy. If the "no", are not fulfilled, and I believe that the functions are not compatible with the license is granted if the sale of a policy, you have a right to return and the return of the money was paid. "They should be addressing issues such as whether the policy has access to money and business management, with an official complaint," says Tully. This means that the staff are not bad sales revenue.

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